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&P Target Date Retirement Income Index and 10 indexes, each of which
 . The benchmark asset allocation and glide path represent a market consensus
eduction for fees, expenses, or taxes and cannot be purchased directly by

ommon stocks of larger capitalized U.S. companies.
 e performance of common stocks of larger capitalized U.S. companies.
 000 securities (representing the 1,000 largest U.S. companies, based on market
 price-to-book ratios and lower forecasted growth rates than securities in the

  1000 securities (representing the 1,000 largest U.S. companies based on market
er price-to-book ratios and higher forecasted growth rates than securities in the

 ive of common stocks of mid-capitalized U.S. companies.
easures the performance of those Russell Midcap companies (representing mid-
 sted growth rates than securities in the growth universe.
sures the performance of those Russell Midcap companies (representing mid-
casted growth rates than securities in the value universe.

  common stocks of smaller capitalized U.S. companies.
ures the performance of those Russell 2000 Index Companies (representing small-
 sted growth rates than securities in the growth universe.
 sures the performance of those Russell 2000 Index companies (representing
 r forecasted growth rates than securities in the value universe.
 equity securities in developed markets, excluding the U.S. and Canada.

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