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The MassMutual difference

            A strong                                                mutual com

165+             3M                       70+                               Among the highes
                                                                    Strength ratings of an
       years  participants             years servicing
                                     retirement plans                                                                 A.M. B
                                                                                                             Fitch Rati
              MassMutual has paid dividends2                            Moody’s Investors Serv
              to eligible participating policy                                                 Standard & Po
              owners every year since 1869.

and breadth of products & services
         for a wide variety of markets

                                                                    “superior

businesses    unions  nonprofit      government    professional            “always p
                                                   and multiple
                      organizations      entities                   Client pers
                                                       employer
                                                                            “incre
              and continued innovation.                                    respon

ViabilitySM           PlanSMARTSM                  MapMyBenefitsSM  “passio
                               Analysis                                  servic

1 Ratings apply to Massachusetts Mutual Life Insurance Company and its subsidiaries, C.M. Life Insuranc
change.
2 Dividends are not guaranteed.
3 ContactCenterWorld top-performing call center 10 years in a row (2008-2017).

            For Advisor and Plan Sponsor use only. Not for use with Plan Participants.
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