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Understanding Fiduciary Responsibilities





                                          Plan Providers



















                                                Empower                         Innovest                       Investment                      Other


                                                • Plan                          • Retirement Plan              Managers                        Professionals

                                                  Administration                  Consultant                   • Mutual Funds                  • Plan Auditor
                                                • Recordkeeping                 • Investment                   • Collective                    • Legal Counsel

                                                • Trust & Custody                 Selection,                      Investment
                                                                                  Monitoring and                  Trusts

                                                                                  Replacement
                                                                                                               • Fixed Accounts























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