Page 136 - DCAC May 2023 Files

Glossary of terms

Category Description of terms

Plan detail • Median Lifetime Income Score – please refer to the Lifetime Income Score definition above.
• Contribution rate– please refer to the contribution rate definition above
• Participation rate– please refer to the participation rate definition above
• Participant assets – total dollars in participant assets (does not include Plan level assets or Loan balances)
• Loan balance – Total outstanding loan balance. The balance includes existing and new loans for the given time period.
• Plan level assets – may include forfeiture, unallocated plan assets, and plan expense account.

Participant • Eligible participants - includes any employee with an active status and is eligible to participate
detail • Eligible individuals not participating – number of eligible participants that have elected not to participant in the plan
• Participants contributing 10% or less - number of eligible participants either not contributing or contributing 10% or less of their income
• Participants with a balance - includes active and terminated participants with a balance > 0
• Average account balance - includes active and terminated participants with a balance > 0. Total balance / active and terminated participants with a balance
• Participants with loans – number of active and terminated participants with outstanding loans
• Participant email addresses captured – active and terminated participants with an email address on file and a balance > 0 / active and terminated participants with a
balance > 0
• Participants without an email address – number of active and terminated participants for which we do not have an email address on file
• Terminated participants with a balance < $5,000 – number of terminated participants with an account balance < $5,000
• Terminated participants with a balance < $1,000 – number of terminated participants with an account balance < $1,000

Investment • Investment options – total number of investment options offered in the plan
detail • Average number of funds utilized – total count of funds utilized / the total participants with a balance > 0
• Participants using Advisory Services - includes active and terminated participants with a balance > 0 and designated MA or an online advice investor / active and
terminated participants with a balance > 0
• Participants using TDF - includes active and terminated participants with a balance > 0 and designated TDF investor / active and terminated participants with a
balance > 0
• Participants using Risk Based funds - includes active and terminated participants with a balance > 0 and designated RB investor / active and terminated participants
with a balance > 0
• Participants using Asset Allocation Models - includes active and terminated participants with a balance > 0 and designated AAM investor / active and terminated
participants with a balance >0
• Participants using a Brokerage Account - includes active and terminated participants with a balance > 0 and designated BA investor / active and terminated
participants with a balance > 0
• Participants using Do it Yourself - includes active and terminated participants with a balance > 0 and designated DIY investor / active and terminated participants with
a balance > 0
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