Page 303 - DCAC February 2024 Files
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We likely haven’t seen the full impact of the return of student loan payments, increased insurance
premiums, spend down of excess COVID‐related savings, and the lagged effects of higher inflation
The U.S. consumer has been resilient; however, they are showing signs of becoming stretched.
Showing Signs of Stress?
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Consumer – • • and interest rates. Credit card transitions to serious delinquency (90+ days), by age Sources: Apollo, Capital Group, Bloomberg, and Refinitiv Datastream. As of Oct. 31, 2022.

