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Investment strategy utilization                                                                    As of 12/31/2024













                                                                                           Overview


                                                                                           The investment strategy
                                                                                           utilization is based on all

                                                                                           participants that have a balance
                                                                                           greater than $0. Each participant

                                                                                           is assigned a single investment
                                                                                           strategy to provide insights on

                                                                                           how investment options,
                                                                                           features, and services are being

                                                                                           utilized.



                                                                                           When a participant is assigned a
                                                                                           strategy, 100% of their balance is

                                                                                           grouped within that strategy
                                                                                           even if they have a diverse

                                                                                           investment mix. Additionally,
                                                                                           each participants’ strategy is
                                                                                           reevaluated and assigned every

                                                                                           month so a participant may

                                                                                           move in and out of the different
                                                                                           strategies from month to month.



                                                                                           For the full list of investment
                                                                                           strategies and their definitions,

                                                                                           please refer to the glossary.












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