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Key Index Definitions

as of 12/31/17

S&P 500 measures the performance of large capitalization U.S. stocks. The S&P 500
influence on the Index performance directly proportional to that company’s mark

MSCI EAFE is a Morgan Stanley Capital International Index that is designed to mea
Far East.

Russell 2000 measures the performance of small capitalization U.S. stocks. The Russ
market Russell 3000 Index.
MSCI Emerging Markets is a Morgan Stanley Capital International Index that is des
the world.
Barclays Aggregate Bond Index includes U.S. government, corporate, and mortga

Barclays 1-3mTreasury includes aged U.S. Treasury bills, notes and bonds with a re
strips.
Barclays High Yield Bond Index measures the market of USD-denominated, non-in
yield if the middle rating of Moody’s, Fitch, and S&P is Ba1/BB+/BB+ or below, exclu

Bloomberg Commodity Index tracks prices of futures contracts on physical commo

NAREIT Equity REIT Index a free-float adjusted, market capitalization-weighted ind
total assets in qualifying real estate assets other than mortgages secured by real p