Page 75 - DeferredComp-Feb2018

management fees as per a fund’s most recent prospectus. The expense ratio
ditor, board of directors, custodial, distribution (12b-1), legal, organizational,
The expense ratio does not reflect the fund’s brokerage costs or any investor sales

riod, in contrast to the net expense ratio. Also known as the Total Annual Fund
om the fund’s most recent prospectus. Prospectus expense ratios reflect material

ntly paying to own the Fund. If the net operating expenses shown are lower than
e waivers and/or expense reimbursements from the investment advisor that may
eimbursements, please see the expense table in the prospectus.
nsurance Corporation or any other government agency. Although these
possible to lose money by investing in a money market option.
eld beyond the presumed retirement date to offer a continuing investment option
approximate year an investor in the option would plan to retire and likely would
hoose a date other than their presumed retirement date to be more conservative or

who plan to withdraw the value of their accounts gradually after retirement. Each of
duce its equity exposure and become more conservative over time. Options may
y reach their most conservative allocation in their target date year. Investors should

uch as age or retirement date. Please consult the prospectus (if applicable)
-term financial plan. Target retirement date investment options’ stated asset
eed and you may experience losses, including losses near, at, or after the target

ond issuer will default by failing to repay principal and interest in a timely manner
est rates increase (interest rate risk).