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Disclosures Past performance does not guarantee future results. Current performance may be lower or higher than that shown. Investment return and principal values fluctuate, so an investor’s shares, when redeemed, may be worth more or less than their original cost. Call (866) 444-2601 to obtain performance data current to the most recent month- end. MassMutual offers both registered plans and group annuity contracts. The structure of the investments in MassMutual retirement plans may vary depending upon the type of plan chosen. In group annuity contract retirement plans, the plan will purchase unit