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responsibility for benefit decisions
Employees are taking on more
but the process is fragmented
competition for limited dollars
Choices are interdependent,
They need our help.
▶ ▶ The result: confusion and ▶
49% Don’t know how much money to spend on their employer-provided benefits 3 1/3 of families would have immediate trouble paying living expenses if the primary wage earner were to die 2 GOBankingRates.com survey, “69% of Americans Have Less Than $1,000 in Savings”, Cameron Huddleston, September 19,2016. 3 2015 MassMutual Employee Benefits Security Study. Read more: massmutualatwork.com/intheknow
Benefits disconnected
38% of Americans don’t understand their employee benefits 3 69% of Americans have less than $1,000 in savings 1 1 https://www.gobankingrates.com/personal-finance/data-americans-savings/ 2016 Insurance Barometer Study, LIMRA 2 For Advisor and Plan Sponsor use only. Not for use with Plan Participants.

