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17 Disclosures and Benchmark Definitions The opinions expressed herein are subject to change. The opinions are not investment advice, and should not be relied on as such. The information presented in this report was Great-West Life & Annuity Insurance Company developed internally and/or obtained from sources believed to be reliable; however, GWFS Equities, Inc., and its parent company, (GWL&A), do not guarantee the accuracy, adequacy, or completeness of such information. Predictions, opinions, and other information contained in this report are subject to change continually and without notice of any kind and may no longer be true after the date indicated. Any forward-looking statements speak only as of the date they are made. GWFS Equities, Inc. assumes no duty to and does not undertake to update forward-looking stateme

