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3/5/2021 PRRL Data Authorization - NAGDCA
database. This will ensure total security for
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your plan. LEARN MORE
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For the transfer itself, only encrypted data will
be sent to the database, and no personally
identi able information will be sent. This
includes social security numbers, employee
ID numbers, names, birthdates, job titles,
address, location, or any other piece of
information that can be used to identify any
individual.
The following is a detailed description of the
data transfer process:
Phase 1: at Third Party provider
Generate encryption key
Distribute encryption key to data
provider
Details:
Third Party generates encryption
key on secure, dedicated system
The key is sent from Third Party to
the data provider via secure
method using an encrypted le
At no point, does Third Party
receive any data
The encryption key never goes to
EBRI or NAGDCA
Phase 2: at Data Provider
Implements hash algorithm – extracts
data les
Transfers data le to database
Details:
Decrypts package from Third Party
to extract encryption key
Implements masking protocol: runs
real ssn value through HMAC-
SHA256 algorithm and encryption
https://www.nagdca.org/data-center/prrldataauthorization/ 4/7

