Page 174 - NovDefComp

Corporate Culture & Values

Virtually unlimited No employee

employee choice choice

• Employee directed • Employee directed • Series of five age-

• Virtually unlimited • Focused fund menu based asset

allocation funds
fund menu
• Risk and/or age
Design • Self-directed based asset • Employer directed

brokerage
based on participant
allocation strategies
• Active strategies

• Passive strategies age and other
demographics

• Cash investments

• Historically has • Moves “the needle” • May create the most

resulted in toward more successful and
Outcome participant outcomes • Still preserves the • Employers very
optimal outcomes
exceptionally poor
successful outcomes
for participants
for most participants

paradigm of

or reduce employee
employee choice reluctant to eliminate

choice

For plan sponsor use only. Not for further distribution. 65