Page 77 - DCAC November 2024 Files

Ratio of Exp to Median (%) 36.000 39.437 5.172 37.500 70.000 2.747 69.474 99.000 2.500 80.000 4.118 49.474 82.243 4.902 80.952 71.765 57.530 13.333

Costs Median Exp Ratio (%) 0.750 0.710 0.290 0.800 0.900 0.910 0.950 1.000 1.000 1.100 0.850 0.950 1.070 0.510 0.630 0.850 0.730 0.600

Exp Ratio (%) 0.270 0.280 0.015 0.300 0.630 0.025 0.660 0.990 0.025 0.880 0.035 0.470 0.880 0.025 0.510 0.610 0.420 0.080

Overall

Expenses
Comments American Funds American Mutual added portfolio manager Martin Jacobs on January 1st, 2024. Jacobs joins a team of 7 other portfolio Effective October 24, 2023, Chairman and CEO of Capital Group, Tim Armour, stepped down from his leadership role. Mike Gitlin took over as President and Chief Executive Officer (CEO) of Capital Group and Chair of

Perf.

Asset Base managers. Innovest will continue to monitor the management of this fund. (1Q24)

Criteria Style Consistency change does not warrant a concern, Innovest will continue to monitor. (4Q23) change does not warrant a concern, Innovest will continue to monitor. (4Q23)

Philosophy & Process

People New No/Minimum Concerns Upgrade to Minor Concern Downgrade to Minor Concern New Major Concern The Expense Ratio and Median Expense Ratio for Hedge Fund of Funds and Private Equity Fund of Funds excludes underlying fund expenses; the expenses shown are only at the Fund of Funds level.

Culture
Score Factor People Organization Organization

Org. For additional disclosures related to any non-mutual fund alternative investments, please see the full disclaimer in the appendix.

Manager Scorecard American Funds Mut;R6 (RMFGX) American Funds FInv;R6 (RFNGX) Fidelity 500 Index (FXAIX) American Funds Gro;R6 (RGAGX) Amer Cent:MC Val;R6 (AMDVX) Fidelity Mid Cap Index (FSMDX) MassMutual S:MCG;I (MEFZX) RBB:BP SCV2;Inst (BPSIX) Fidelity Small Cap Index (FSSNX) Harbor:Sm Cap Gro;Inst (HASGX) Fidelity Internationl Ix (FSPSX) American Funds EuPc;R6 (RERGX) Invesco Dev Mkt;R6 (ODVIX) Fidelity US Bond