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Asset Class  International Fixed Income
                                                                      Large Cap Core   International Core   Core Fixed Income   US TIPS



                                                       Age at Glide Path   End  72  Top Holdings




                                                                     Fund  Vanguard Total Intl Stock Index

                                                   Glide Path  Min % Equity  30%  Vanguard Total Stock Mkt Idx   Vanguard Total Bond Mkt II Idx  Vanguard Total Intl Bd Idx Vanguard ST Infl-Prot Sec Idx



                                                       % Equity at   Target-Date  50%


                                                        Max % Equity  90%  Median  0.57%  0.55%  0.59%  0.60%  0.60%  0.64%  0.63%  0.63%  0.64%  0.64%  0.64%  0.64%

                                                                   Net Expenses  Vanguard  0.08%  0.08%  0.08%  0.08%  0.08%  0.08%  0.08%  0.08%  0.08%  0.08%  0.08%  0.08%



                                                                      Income  2020  2025  2030  2035  2040  2045  2050  2055  2060  2065  2070


                                                       % Active   Managers  0%                           36


                                                       Sub-Advisors   Used  N



                                                   Composition  Open Architecture   (%)  0%  •  •  •  •  •  •







                                                        *Source: Vanguard  Number of   Funds of   Funds/   Funds  Holdings  5  Y  Asset Class Summary  International Equity  Emerging Markets   U.S. Fixed Income  High Yield Fixed Income    InternaƟonal Fixed Income     Emerging Markets Debt









        Vanguard Target Date Funds  Firm and Management: The Vanguard Group is a global  asset manager headquartered  in Valley Forge, Pennsylvania.  Vanguard was founded in 1975  by Jack Bogle and is owned by  its customers. The foundation  of Vanguard’s investment  methodology is based around   low-cost indexed mutual funds.   Day-to-day management of the  target date series is overseen by Walter Nejman, Aurélie Denis, Michael
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