Page 50 - DCAC Feb 2026 Files

2026 Deferred Compensation Program Survey

We are pleased to provide the results of the 2026 Deferred Compensation Program Survey. In January,
with your support, we distributed the survey to eligible, non-participating employees and participants
alike, requesting feedback on the Deferred Compensation Plan. 764 employees completed the survey.

 40 respondents never registered
 603 active participants with a balance, contributing to the plan
 55 active participants with a balance, not contributing
 66 terminated participants with an account balance

Overall, we do continue to see a decline in respondents.

 2026: 764 respondents
 2023: 695 respondents
 2022: 900 respondents
 2021: 1,317 respondents

Key Survey Results

Demographics
• 58.22% of respondents are between the ages of 40 and 60, representing the largest segment.
• 62% of respondents were female. This is consistent with the last survey delivered in 2023.

Key insights
 1 in 5 respondents are either not contributing right now or never joined.
 Top reason people don’t enroll in the plan: They don’t understand how the plan works. 24%
indicated they can’t afford to participate.
 Top reason people stop contributing: Money is tight. The next big reason is they’re unsure
what to invest in.