Page 132 - DeferredComp-Feb2018

Disclosures

These materials and the platform of investments made available by MassMutual are offe
beneficiaries. These materials are not intended as impartial investments advice or to giv

This report does not provide individually tailored investment advice. It has been prepare
persons who receive it. The investments discussed in this report may not be suitable for
investments and strategies, and that investors seek the advice of a financial adviser. The
individual circumstances and objectives.

Past performance does not guarantee future results.

Retail Money Market Funds and Government Money Market Funds Disclosure:
You could lose money by investing in the fund. Although the fund seeks to preserve the
may impose a fee upon the sale of your shares or may temporarily suspend your ability t
conditions or other factors. An investment in the fund is not insured or guaranteed by th
sponsor has no legal obligation to provide financial support to the fund, and you should

Institutional Prime and Institutional Tax Exempt Money Market Funds Disclosure:
You could lose money by investing in the fund. Because the share price of the fund will
originally paid for them. The fund may impose a fee upon the sale of your shares or may
required minimums because of market conditions or other factors. An investment in the
other government agency. The fund’s sponsor has no legal obligation to provide financi
support to the fund at any time.

Generally target retirement date (lifecycle) investment options are designed to be held b
investor in retirement. The year in the investment option name refers to the approximat
contributions to the investment option. However, investors may choose a date other tha
their own risk tolerance.

Target retirement date (lifecycle) investment options are designed for participants who p
options follows its own asset allocation path (“glide path”) to progressively reduce its eq
most conservative allocation until after their target date. Others may reach their most co
personal risk tolerance, circumstances and financial situation.

These options should not be selected solely on a single factor such as age or retirement d
if their glide path is consistent with your long-term financial plan. Target retirement dat
these options are not guaranteed and you may experience losses, including losses near, a
adequate income at and through retirement.

For Advisor and Plan Sponsor use only. Not for use with Plan Participants.