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ered without regard to the individualized needs of any plan, its participants, or
ve advice in a fiduciary capacity to any plan.

ed without regard to the individual investment circumstances and objectives of the
all investors. MassMutual recommends that investors independently evaluate particular
e appropriateness of a particular investment or strategy will depend on an investor's

e value of your investment at $1.00 per share, it cannot guarantee it will do so. The fund
to sell shares if the fund’s liquidity falls below required minimums because of market
he Federal Deposit Insurance Corporation or any other government agency. The fund’s
not expect that the sponsor will provide financial support to the fund at any time.”

l fluctuate, when you sell your shares they may be worth more or less than what you
y temporarily suspend your ability to sell shares if the fund’s liquidity falls below
fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any
ial support to the fund, and you should not expect that the sponsor will provide financial

beyond the presumed retirement date to offer a continuing investment option for the
te year an investor in the option would plan to retire and likely would stop making new
an their presumed retirement date to be more conservative or aggressive depending on

plan to withdraw the value of their accounts gradually after retirement. Each of these
quity exposure and become more conservative over time. Options may not reach their
onservative allocation in their target date year. Investors should consider their own

date. Please consult the prospectus (if applicable) pertaining to the options to determine
te investment options’ stated asset allocation may be subject to change. Investments in
at, or after the target date. Additionally, there is no guarantee that the options will provide

RS-41492-01

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