Page 64 - DeferredComp-Feb2018

1Net Expense Ratio Details Waiver Type Expiration Date
Contractual 7/31/2018
Name Contractual 10/31/2019
American Century Mid Cap Value R6 Contractual 9/30/2018
JPMorgan Small Cap Value R6 Contractual 1/28/2018
Wells Fargo Small Company Growth Inst Contractual 1/26/2019
Oakmark Equity And Income Investor Contractual 1/31/2018
Oppenheimer International Bond I
MassMutual Premier High Yield I

Expense waivers and expense reimbursements are listed above, if applicable. Please see the m

The Net Expense Ratio reflects expense waivers and the removal of interest and dividend expen
contractual, and can be set to expire at a particular date or timeframe. Waivers are assumed t
dates are provided if they are disclosed in the prospectus. All available information about inves
regarding the waivers is incomplete, it is because our third-party data provider was unable to m
prospectus that corresponds to the investment, which are both available from MassMutual. Con

The Gross Expense Ratio for each investment option (expressed as an annualized percentage of
management and other services and expenses (including any 12b-1 fees). Portfolio or brokerag

Denotes a since-inception return comprising fewer than 10 years of performance. The Since Ince
otherwise noted in the "Investment Disclosures" below.

SV = Fixed Rate Stable Value
UI = Unitized Investment
SIA = Separate Investment Account
STK = Company Stock Account
MF = Mutual Fund
CIT = Collective Investment Trust

Collective Investment Trusts (CIT), Separate Investment Accounts (SIA), Company Stock Accoun
Securities and Exchange Commission (SEC), are not insured by the Federal Deposit Insurance Co
These investment types may lose value and are subject to investment risk, including the possible
guarantee of principal backed by a book value guarantor.

Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any othe
This information may be provided for plan sponsor use in meeting fiduciary obligations. This docu
options are available for all plans.