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most recent prospectus for details.
nse, as reported in the investment’s prospectus. Expense Waivers may be voluntary or
to be voluntary if no disclosure is made in the prospectus to the contrary. Waiver expiration
stment expense waivers is current and complete as of the date of this report. If information

make the information available. For more information, please see the investment profile or the
ntact your MassMutual Retirement Services professional or call 1-877-474-5496.
f fund assets) refers to the amount paid from the investment's assets for investment

ge costs, as well as initial or deferred sales charges are not included in the expense ratio.
eption time period provided is based on the Share Class Inception Date shown, unless

nts (STK) and Unitized Investments (UI) are not Mutual Funds (MF), are not registered with the
ommission (FDIC), and are not guaranteed by any bank, insurance company or credit union.
loss of the principal amount invested. Fixed Rate Stable Value (FSV) investments provide a

er entity, so they may lose value.
ument provides important explanatory notes for the performance summary. Not all investment