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Investment Disclosures Benchmarks - Indexes and benchmarks are not actively managed, do not incur fees or expenses, and are not available for direct investment. For a full list of benchmark definitions, please visit www.massmutual.com/benchmarks. Information in this document is current as of 3/31/2020 and is subject to change without notice. Registered products distributed by MML Distributors, LLC, Enfield, CT 06082 RS-38188-01 Copyright © 2017 Massachusetts Mutual Life Insurance Company (MassMutual) and affiliates, Springfield, MA 01111-0001. All rights reserved.

