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Bonds
Conservati
Aggres…
Moder…
ve
Stocks
Asset allocation models shown above are for illustrative purposes only and do not reflect a recommendation for any specific investor or risk tolerance level.
Allocations to more conservative asset classes (bonds and cash) should
Division of the portfolio among major asset classes (stocks, bonds,
•The current allocation should consider the investor’s time horizon.
•The asset allocation for an individual retirement plan participant
Younger investors typically have more aggressive allocations (large
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holdings in stocks) to take advantage of their time horizon.
Investing Fundamentals Asset Allocation • cash). – – increase as the investor ages. should evolve over time.
