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S U P P O R T I N G THE RE TI RE ME N T J O URN E Y

ENHANCING THE EMPLOYEE EXPERIENCE THROUGH ADVICE

Objective third-party engines drive investment allocation
advice.
Why Did We Decide to Offer Advice?
Investment and distribution advice provided under SEC
#1 Aligns with our mission Regulation Best Interest and in accordance with DOL’s impartial

conduct standards.
#2 It can help employees

There are no additional fees.
#3 It’s prudent
Empower representatives use nondiscretionary advice models.
#4 It’s a differentiator
Best Interest Profile tool captures rep and customer data,
collects participant preferences, and provides fee comparisons
Types of advice engagements: of plan and IRA.
distribution, consolidation, investing,
savings. Fiduciary recommendations are accompanied by a

Recommendation Summary, and advice engagements have
principal oversight.

Quarterly plan-level reporting available.

FOR FINANCIAL PROFESSIONAL AND PLAN SPONSOR USE ONLY. FOR ILLUSTRATIVE PURPOSES ONLY.