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information to enable them to make informed decisions about also important to note that 403(b) plans cannot utilize CITs at this time.
their retirement plan investments. Proactive communication These nuances are important for fiduciaries to know when determining
strategies surrounding CITs are important. Lean on your advisor and the best fit for the specific types of plans offered to their participants.
recordkeeper to help communicate what a CIT is and how it may Conclusion: The Importance of Diligent Review
differ from the mutual fund they currently hold. CIT-specific fact
sheets can be posted to your recordkeeper’s website, which can be CITs can add value to a retirement plan investment lineup, but
helpful for participants. plan sponsors should exercise caution. Their unique regulatory
and structural characteristics demand thorough due diligence and
Misconception 4: CITs are Available to all Retirement Plans detailed diligence documentation. Plan fiduciaries must look beyond

CITs are strictly eligible in tax-qualified retirement plans like 401(k)’s a CIT’s fund name to understand all facets of a CIT and evaluate its
and 401(a)’s and cannot be used in IRAs or non-qualified plans. It is appropriateness for their plan(s) and participants.

Nonprofit Spotlight: Womenfirst International Fund

Across East Africa and South Asia, women are rewriting their futures, and WomenFirst International Fund is helping them turn bold ideas
into lasting impact. By investing directly in women-led grassroots organizations, WomenFirst provides flexible funding, hands-on training, and
mentorship that help women build income, start businesses, and lead local change.
One inspiring example is Lydia Charles Moyo. With flexible support and guidance from WomenFirst International Fund, she turned her vision
into action, founding Panda Digital, Tanzania’s first online platform that now equips thousands of young women entrepreneurs with the skills,
confidence, and tools to build lasting livelihoods. Today, thousands of women access training, business skills, and financial tools that help them
grow their enterprises and lift others along the way.
WomenFirst reaches women who are too often left out of traditional funding, including refugees, domestic workers, and rural entrepreneurs,
giving them the tools they need to achieve financial independence and long-term security. In the past year alone, WomenFirst partners
supported more than 14,000 women and girls, launched over 500 new women-led businesses, and increased
average incomes by 58%.
WomenFirst is planting the seeds of lasting change, one woman, one idea, and one thriving community at a time.

Upcoming Educational Retirement Conferences

EVENT EVENT

ROCKY MOUNTAIN BENEFITS CONFERENCE COLORADO PUBLIC PLAN COALITION

In-Person Conference | Thursday, February 5th, 2026 In-Person Conference | August 18th-21st, 2026
Cherry Hills Country Club in Greenwood Village, CO Park Hyatt Beaver Creek Resort & Spa in Beaver Creek, CO

Register for a full-day conference designed to improve the Save the date for The Colorado Public Plan Coalition (CPPC).
management of your benefit plans and help strengthen your CPPC holds an annual three-day educational conference at one
participants’ retirement savings. This event is tailored to provide
actionable takeaways that will empower you to make a lasting of Colorado’s finest resorts.
impact on your organization’s benefits program. Gain perspective The multi-day format allows for general sessions, and
from leading industry professionals in workshops/educational programs that explore various industry
investment, accounting, law, and more.
specific topics in great detail. The conference also allows
CPE credits will be offered! More details members opportunities for formal and informal networking
coming soon on CPE and additional session
information. with colleagues, money managers, consultants, and various
industry leaders. More details coming soon.
Learn More

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