Page 83 - DCAC Feb 2026 Files
P. 83

County of San Mateo Deferred Compensation Program Participant Survey 2026

                   care insurance costs worry me a lot if I retire before I'm eligible for Medicare at age 65. I'm 62
                   yo now.
        372        Growth                                                                        1/14/2026 2:19 PM
        373        Ensuring that I will be able to continue my current standard of living.       1/14/2026 2:18 PM

        374        pre-tax IRA                                                                   1/14/2026 2:14 PM
        375        ?                                                                             1/14/2026 2:13 PM
        376        nothing                                                                       1/14/2026 2:06 PM
        377        I'M INFORMED                                                                  1/14/2026 2:01 PM

        378        More details on my plan and options                                           1/14/2026 2:01 PM
        379        Guaranteed high return on investment.                                         1/14/2026 2:00 PM
        380        N/A - enrolled.                                                               1/14/2026 1:59 PM

        381        Offering an employer match would significantly incentivize employee participation in the 457(b)  1/14/2026 1:59 PM
                   plan by increasing the perceived value of enrollment. A matching contribution encourages
                   employees’ participation, retention, and overall retirement readiness.

        382        was thinking of putting a portion to roth                                     1/14/2026 1:58 PM
        383        I would like more investment options.                                         1/14/2026 1:58 PM
        384        An employer match!                                                            1/14/2026 1:58 PM

        385        It is very difficult to compare fees across the investment fund choices/options. Even the  1/14/2026 1:58 PM
                   lowest fee options have fees which, in my opinion, are too high.
        386        IDK                                                                           1/14/2026 1:55 PM

        387        sending statement to your email or home address                               1/14/2026 1:54 PM
        388        county match contribution...LOL                                               1/14/2026 1:52 PM
        389        More financial planning workshops                                             1/14/2026 1:51 PM
        390        More webinars on an annual schedule demystifying 457 plan options. It feels intimidating at  1/14/2026 1:48 PM
                   first with so many options. I like what SamCERA does with their standing rotation of courses.
        391        A county match. Even if a small amount, like a 10% match, would be huge. If the employee  1/14/2026 1:48 PM
                   puts in 100, the county could put in 10.
        392        I'm good.                                                                     1/14/2026 1:45 PM
        393        Better customer service and responsiveness from Empower.                      1/14/2026 1:45 PM
        394        Empower staff personally reaching out to individual employees that are close to retirement and  1/14/2026 1:44 PM
                   inviting us to a one on one session, so we can be better informed about the various accounts
                   and guided accordingly

        395        I wish that this deferred comp could be used to put a down payment down on a home. This  1/14/2026 1:43 PM
                   was my understanding when I first became involved with it and it was one of the reasons I
                   started this program. I went to do such that and they told me the County changed this purpose
                   and it is no longer available to use as a down Payment. This would have helped for retirement.
        396        If the investment had much higher yielding with monies put into program.      1/14/2026 1:43 PM
        397        I would need to have started years ago                                        1/14/2026 1:42 PM
        398        more ability to control your account as more of an investment account if you wanted, than just  1/14/2026 1:41 PM
                   selecting funds.
        399        More investment options with low expenses. It would be nice to have all low expense index  1/14/2026 1:40 PM
                   funds from Fidelity, Schwab, or Vanguard to capture the entire world stock market.
        400        Time to research                                                              1/14/2026 1:39 PM
        401        If there was more information on if funds are accessible if we opt for early retirement and also  1/14/2026 1:39 PM


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