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MassMutual’s SAGIC Stable Value Fund

               Our current contract with MassMutual  contains a stable value product crediting a competitive rate
                                                    ®
               of return. For the most current SAGIC rate information, visit http://bit.ly/2oME2o0. By keeping
               your account invested in the Plan, you can continue to take advantage of investing in the SAGIC
               account along with all of the other investment offerings within the plan.



               Continued access to free educational resources

               When you leave the County or retire, you will continue to have access to a variety of resources to
               help you, such as:
                   •  MassMutual’s local Client Engagement Manager, Patrick Washington, who will continue to be
                     available to review options available to you to help meet your retirement plan needs.
                   •  MassMutual’s call center representatives who can be reached Monday — Friday, 5 a.m. —
                     5 p.m. PT at 1-800-743-5274.
                   •  MassMutual’s website www.viewmyretirement.com/sanmateocounty where you can review
                     your account and make changes to your investment offerings.

               If you need help selecting specific investments, you may want to consider Manage My Retirement,
               a professional fee-based investment advisory service that complements additional tools already
               available to you.

               Manage My Retirement will help take any guesswork out of making an investment decision by
               providing the following:

                   •  Personalized investment strategies, based on the plan investment options, to help you reach
                     your retirement goals.
                   •  Ongoing monitoring and periodic re-balancing to ensure alignment with asset allocation that
                     matches your personalized strategies.
                   •  A simple sign-up process that can be completed in minutes.

               Manage My Retirement may lose value and is not FDIC-Insured, and is not guaranteed by any
               government agency, bank or other financial institution.

               You have several approaches to investing within the retirement plan. Manage my Retirement is just
               one possible approach. This service is optional.
               If you elect to withdraw your account balance by taking a full distribution, your account will close
               and you do not have the ability to re-open it. You do have the ability to take a partial withdrawal.
               By leaving a small balance of $5,000 or more in the plan, the door will remain open to allow future
               rollovers into the plan, if you so wish.




        The information contained here is not intended or written as specific legal, tax or investment advice. It may not be relied upon
        for purposes of avoiding federal tax penalties. Neither MassMutual nor any of its employees or representatives are authorized
        to give legal, tax or investment advice.







        © 2020 Massachusetts Mutual Life Insurance Company (MassMutual ), Springfield, MA 01111-0001.
                                                                ®
        All rights reserved. www.MassMutual.com.
        RS8482   720                                                                                  C:RS-42280-00
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