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Global Equity Market Returns (%)

as of 06/30/2020 MSCI Indexes: Total Net Return as of 06/30/2020 * 3-Year, 5-Year, and 10-Year returns are annualized 10-Year* 5-Year* 3-Year* 1-Year 5.73 2.05 0.81 -5.13 9.95 6.90 6.70 2.84 5.43 2.01 0.84 -5.42 4.97 2.26 1.13 -4.80 3.27 2.86 1.90 -3.39 6.07 1.80 -1.30 -2.59 6.09 3.45 2.97 3.10 6.38 5.32 8.55 13.13 Source: Morningstar Direct, 06/30/2020. The MSCI All Country World Index (ACWI) is a free‐float‐adjusted, market‐capitalization‐weighted index that is designed to measure the equity market performance of developed and emerging markets. The MSCI Frontier