Page 134 - NovDefComp

Scorecard - HRA Plan

Total Plan Assets: $873,463.54 as of 9/30/2020

Allocation Score Selection Score
Blended Score
Risk (Series Funds) (Underlying Funds)
Asset Allocation Assets Asset Class
Index
# of Funds Avg Score # of Funds Avg Score Q3 2020 Q2 2020 Q1 2020 Q4 2019
Vanguard Target Retirement Series Inv $678,712.61 AGG 85 12 8.2 5 8.4 8 8 8 9

Style Risk/Return Peer Group Qual Score Components Score
Asset Ticker/
Asset Allocation Assets
Class I D Risk Style 2 Risk/ Up/ Info Return
R SR Rank 2pt Max Allocation Selection Q3 2020
Level Diversity Return Down Ratio Rank
1 1 1 1 0 0 1 1 2 8
Vanguard Target
$627,567.84 CON VTINX 30.7/ 4.9/ 96.6/ 8 8.4
Retirement Income Inv 4.9 98.8 -0.43 14.0 15.0 CON
69.3 6.0 97.1
The investment seeks to provide current income and some capital appreciation. The fund invests in other Vanguard mutual funds according to an asset allocation
strategy designed for investors currently in retirement. Its indirect bond holdings are a diversified mix of short-, intermediate-, and long-term U.S. government, U.S.
Strategy Review
agency, and investment-grade U.S. corporate bonds; inflation-protected public obligations issued by the U.S. Treasury; mortgage-backed and asset-backed
securities; and government, agency, corporate, and securitized investment-grade foreign bonds issued in currencies other than the U.S. dollar.

1 1 1 1 1 1 1 1 2 9
Vanguard Target
$0.00 MC VTXVX 46.0/ 6.1/ 92.2/ 10 8.4
Retirement 2015 Inv 6.1 98.5 0.09 14.0 5.0 MC
54.0 7.0 82.7
The investment seeks to provide capital appreciation and current income consistent with its current asset allocation. The fund invests in other Vanguard mutual
funds according to an asset allocation strategy designed for investors planning to retire and leave the workforce in or within a few years of 2015 (the target year).
Strategy Review
The fund's asset allocation will become more conservative over time, meaning that the percentage of assets allocated to stocks will decrease while the percentage
of assets allocated to bonds and other fixed income investments will increase.

45