Page 137 - NovDefComp

Scorecard - HRA Plan

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Style Risk/Return Peer Group Qual Score Components Score
Asset Ticker/
Asset Allocation Assets
Class I D Risk Style Risk/ Up/ Info Return
R 2 SR Rank 2pt Max Allocation Selection Q3 2020
Level Diversity Return Down Ratio Rank
1 1 1 1 1 0 1 1 2 9
Vanguard Target
$20,715.46 MOD VTTVX 65.5/ 9.2/ 95.3/ 9 8.4
Retirement 2025 Inv 9.2 99.5 -0.16 18.0 18.0 MOD
34.5 8.6 93.0
The investment seeks to provide capital appreciation and current income consistent with its current asset allocation. The fund invests in other Vanguard mutual
funds according to an asset allocation strategy designed for investors planning to retire and leave the workforce in or within a few years of 2025 (the target year).
Strategy Review
The fund's asset allocation will become more conservative over time, meaning that the percentage of assets allocated to stocks will decrease while the percentage
of assets allocated to bonds and other fixed income investments will increase.

1 1 1 1 1 0 1 1 2 9
Vanguard Target
$0.00 M A VTTHX 80.4/ 11.3/ 95.5/ 9 8.4
Retirement 2035 Inv 11.3 99.6 -0.22 25.0 17.0 MA
19.6 9.5 94.3
The investment seeks to provide capital appreciation and current income consistent with its current asset allocation. The fund invests in other Vanguard mutual
funds according to an asset allocation strategy designed for investors planning to retire and leave the workforce in or within a few years of 2035 (the target year).
Strategy Review
The fund's asset allocation will become more conservative over time, meaning that the percentage of assets allocated to stocks will decrease while the percentage
of assets allocated to bonds and other fixed income investments will increase.

1 1 1 0 0 0 1 1 2 8
Vanguard Target
$26,708.08 AGG VTIVX 89.3/ 13.2/ 98.5/ 7 8.4
Retirement 2045 Inv 13.2 99.7 -0.57 15.0 13.0 AGG
10.7 10.1 100.7
The investment seeks to provide capital appreciation and current income consistent with its current asset allocation. The fund invests in other Vanguard mutual
funds according to an asset allocation strategy designed for investors planning to retire and leave the workforce in or within a few years of 2045 (the target year).
Strategy Review
The fund's asset allocation will become more conservative over time, meaning that the percentage of assets allocated to stocks will decrease while the percentage
of assets allocated to bonds and other fixed income investments will increase.

1 1 1 0 0 0 1 1 2 8
Vanguard Target
$3,721.23 AGG VFFVX 89.1/ 13.2/ 98.5/ 7 8.4
Retirement 2055 Inv 13.2 99.7 -0.58 17.0 14.0 AGG
10.9 10.1 100.8
The investment seeks to provide capital appreciation and current income consistent with its current asset allocation. The fund invests in other Vanguard mutual
funds according to an asset allocation strategy designed for investors planning to retire and leave the workforce in or within a few years of 2055 (the target year).
Strategy Review
The fund's asset allocation will become more conservative over time, meaning that the percentage of assets allocated to stocks will decrease while the percentage
of assets allocated to bonds and other fixed income investments will increase.

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