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Table of Contents

PART I. THE PLAN………………………………………………………………………………………………………………………………. 2

PART II. THE PURPOSE OF THE INVESTMENT POLICY STATEMENT……………………………………. 2

PART III. INVESTMENT OBJECTIVES……………………………………………………………………………………………… 2

PART IV. ROLES AND RESPONSIBILITIES………………………….....……………………………………………......... 2

PART V. MONITORING OF SERVICE PROVIDERS ………………………………………………………………........ 3

PART VI. SELECTION OF INVESTMENT OPTIONS……………………………………………………………….....…. 3

PART VII. INVESTMENT MONITORING AND REPORTING………………………………………………………….. 4

PART VIII. MANAGER REMOVAL………………………………………………………………………………………………………. 5

PART IX. PARTICIPANT EDUCATION AND COMMUNICATION………………………………………………..…. 6

PART X. COORDINATION WITH THE PLAN DOCUMENT………………………………………………………….…. 6

PART XI. ERISA 404(c)…………………………………………………………………………………………………………………………. 6

PART XII. INVESTMENT INFORMATIO NAND ADMINISTRATIVE SUPPORT………………………....… 7

PART XIII. REVIEW PROCEDURES…………………………………………………………………………………………………... 7

PART XIV. SCORECARD SYSTEM METHODOLOGY……………………………………………………………………….8

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